Joy Compass Terms of Use

We are pleased to welcome you to the Joy Compass website. Joy Compass ("we") provide services to you (“you”) subject to the following terms and conditions (“Terms”).

Please note that if you visit the Joy Compass website, you automatically accept these conditions. Please read them carefully. If you do not accept the Terms stated here, please do not visit the Joy Compass website.
Joy Compass may revise these Terms at any time by posting an updated version to this Web page. Please visit this page periodically to review the most current Terms because they are binding on you.

Users who violate these Terms may have their use of the Joy Compass website suspended or terminated, at our discretion.

Privacy

Safeguarding your privacy is important to us. Please review our Privacy Policy.

Electronic Communications

When you visit the Joy Compass website or email us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by posting notices on our main site or sending you email. You agree that all disclosures, agreements, notices and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Comments, Communications and Other Content

Members and Guests may post comments, photos and other content. Members and Guests may submit suggestions, ideas, comments, questions or other information, so long as the content is not illegal, defamatory, obscene, threatening, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any form of "spam." Members and Guests may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of content. We reserve the right but not the obligation to remove or edit such content, for any reason, at any time, but do not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant us a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such content throughout the world in any media. You grant us and sublicensees the right to use the name that you submit in connection with such content. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify us for all claims resulting from content you supply. We have the right but not the obligation to monitor and edit or remove any activity or content. We take no responsibility and assume no liability for any comments, advice, information or any other content posted by you or any third party.

The advice that Joy Compass contributing authors provide is each author’s own and not that of Joy Compass. Each contributing author, consequently, is solely responsible for the information and opinions that he or she has given to Members and Guests. A contributing author may have an interest in the products, services or business entities that he or she has recommended. Consequently, Members and Guests should be aware that such interests may exist and may influence the advice that has been given by a contributing author.

Mentors have addressed legal, accounting, or other professional issues, but Members and Guests should not treat contributing author responses as legal, accounting or professional advice. Such advice can only be properly given by qualified professionals who are fully aware of your particular circumstances.

Advertising or Marketing

All discussions, communications or posting of content on Joy Compass are independent views of our Members and Guests and do not constitute advertising, marketing or promotion of our services or the views of Joy Compass.

Development of Property

Any content or property that you distribute on Joy Compass or any property that is created during conversations or discussions is your property and is not owned or endorsed by Joy Compass.

Compensation

Members and Guests are not compensated for discussions, communications or postings on Joy Compass. All communications, postings or discussions are posted at your discretion.

Copyright

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations and software is our property or the property of our Members and Guests, partners, agents, affiliates, or suppliers and is protected by United States and international copyright laws. The compilation of all content on this site is our exclusive property and protected by U.S. and international copyright laws. All software used on this site is our property or the property of our partners, agents, affiliates, or suppliers and protected by United States and international copyright laws.

Trademarks

Joy Compass and other marks indicated on our site are trademarks of Joy Compass LLC. All of our graphics, logos, page headers, button icons, scripts, and service names are trademarks or trade dress of Joy Compass. Our trademarks and trade dress may not be used in connection with any product or service that is not ours or directly related to us, in any manner that is likely to cause confusion among customers or in any manner that discredits or disparages us. All other trademarks not owned by us that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to or sponsored by us.

License and Site Access

We grant you a limited license to access and make personal use of this site and not to modify it or download (other than page caching) any portion of it, except with our express written consent. This license does not include any resale or commercial use of this site or its contents; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots or similar data gathering and extraction tools. This site or any portion of this site may not be copied, reproduced, duplicated, sold, resold, or otherwise exploited for any commercial purpose without our express written consent. You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including text, images, page layout or form) of our website and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing our name or trademarks without our express written consent. Any unauthorized use terminates the permission or license granted by us. You are granted a limited, nonexclusive and revocable right to create a hyperlink to the home page of the Joy Compass website so long as these links do not portray us, our Members and Guests, affiliates, or their products or services in a false, misleading, derogatory or otherwise offensive matter. You may not use any of our logos or other proprietary trademark or graphic as part of the link without express written permission.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. We reserve the right to refuse service, terminate accounts, and edit or remove content in our sole discretion.

Minors

If you are under 18, you may only use our services with the involvement of a parent or guardian.

Other Businesses

We may provide links to the sites of affiliated companies and certain other businesses. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any of these businesses or individuals or the content of their websites. We do not assume any responsibility or liability for the product, actions, and content of all these and any other third parties. You should carefully review their privacy statements and other conditions of use.

Independent Parties

Joy Compass and its service providers are independent parties. There is no employee, agency or partnership relationship of one to the other or among any of them, and they have no authority to bind another of the parties. Any reference describing Joy Compass and any service provider as "partners" is colloquial only and does not represent the legal relationship between them, which is one of independent contractors.

Disclaimer of Warranties and Limitation of Liability

THIS SITE IS PROVIDED BY US ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THIS SITE, ITS SERVERS, OR EMAIL SENT FROM US ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

By visiting the Joy Compass website, you agree that the laws of the state of New York, without regard to principles of conflict of laws, will govern these terms of use and any dispute of any sort that might arise between you and us or our affiliates.

Site Policies, Modification, and Severability

Please review our other policies, posted on this site. These policies also govern your visit to the Joy Compass website. We reserve the right to make changes to our policies, website and these Terms of Use at any time. If any of these conditions shall be deemed invalid, void or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.